1. Jobsite Liability
Accidents happen—insurance helps you avoid paying out-of-pocket for property damage or injuries.
Artisan Contractors
Insurance Solutions That Work as Hard as You Do
You’ve built your business from the ground up—now let’s make sure it’s protected. Whether you’re wiring a home, installing an HVAC system, fixing a leaky pipe, or laying new floors, you face risks every day. We specialize in insurance for artisan contractors, offering the right protection so you can keep your business moving without missing a beat.
Who We Serve
At Evergreen NW Insurance, we know that no two trades are exactly alike. That’s why we work with a wide range of artisan contractors, including:
Plumbers
Electricians
Painters
HVAC & A/C Installers
Flooring Contractors
Tile & Stone Installers
Handymen & General Maintenance Professionals
Low-Voltage & Smart Home Tech Installers
Carpenters & Cabinet Makers
Whether you’re a solo operator or have a crew, we understand your world—and we’re here to protect it.
Why Specialized Coverage Matters
Your business depends on your tools, your truck, your reputation—and your ability to keep working. The right insurance protects you from unexpected costs that could put everything at risk. From jobsite accidents to stolen tools, we help make sure you’re covered so you can focus on getting the job done.
2. Equipment Protection
Your tools are your livelihood. Make sure they’re covered, whether they’re in your truck, at a jobsite, or in your shop.
3. Compliance & Licensing
Many states and general contractors require proof of coverage before you can start work.
4. Peace of Mind
When something goes wrong, we’re here to help you recover quickly and keep your projects on track.
Recommended Insurance
What Kinds of Insurance Do Artisan Contractors Need?
We help tailor coverage that fits your trade, your business size, and your budget. Here are some of the key policies we recommend:
General Liability
Covers damage to property or injuries caused while you’re working. This is the foundation of most contractor policies—and often required by clients.
Commercial Auto
Protects your work truck or van, tools in transit, and employees on the road.
Tools & Equipment (Inland Marine)
Covers tools and machinery on the go—whether it’s in your trailer or left at a jobsite overnight.
Workers' Compensation
Required in most states if you have employees. Covers medical expenses and lost wages after job-related injuries.
Commercial Property
Covers your office, shop, or warehouse, including inventory, materials, and equipment.
Surety Bonds
Need a license or bidding bond? We offer a fast turnaround for the bonds you need to get on the job.
Commercial Umbrella
An extra layer of liability coverage that kicks in when your primary limits are exhausted.
